“APCX has created the only single platform that does both sides of the banking and merchant processing in the world.”

“MasterCard and VISA have signed on and are fully integrated in”

Good day everyone,

AppTech Payments Corp. (NASDAQ: APCX), is a Fintech company offering and developing a platform for B2B, B2C and P2P capabilities in payments.

Current price $1.73/share (as of 10:00 am EDT 4-25-22)

After an open at $1.86/share and an early high of $1.88 APCX shares have had a slow, but steady early morning start today. The equities markets are tentative this morning however, we could see a bounce soon as they reach oversold conditions.

The real value in APCX lies in their patented technology. Fintech has changed the way we transact business; it’s been years since I’ve seen the inside of a bank and I only keep a small amount of cash on hand. Electronic transactions available to us with fintech 1.0 make our lives simpler and expands our realm of choices, but the system comes with many frustrations like:

The vendor doesn’t accept your payment method.
Hackers constantly invading fintech platforms.
Spending time filling in forms with your card information.
Needing an encyclopedia of your usernames and passwords.

So, what exactly is APCX doing to disrupt fintech?

As I said earlier, the company has four patents that cover any invoicing or sale between a computer and computer, a computer and cellphone, and cellphone and a cellphone. MasterCard and VISA have signed on and are fully integrated in.

Frankly, we are ready for fintech 2.0 and that is where APCX comes in. Today, merchants and banks operate through a “middleman” to accomplish transactions and APCX technology will eliminate that third party. APCX has created the only single platform that does both sides of the banking and merchant processing in the world.

Stay tuned for our full report on APCX.

The Traders News Group

Original report below
This Company May Be About To Dominate All Digital Payments

Their FOUR Patents Could Bring Big Tech To Its Knees – Taking Over The $2.5 TRILLION Global Digital Payment Market. And That’s Not All…

Good day everyone and welcome to all of our new members,

5 Reasons we Think AppTech Payments Corp. (NASDAQ: APCX) Could Quickly Become the Next Fintech Giant

1. Consumers, especially GenZ, are frustrated with high friction payment systems and poor digital shopping experiences.
2. Traditional payment systems were built long ago and were not built to scale for online and phone payments.
3. AppTech Payments Corp. has the ONLY seamless digital payment system that integrates banking and merchant functions for frictionless transactions.
4. MasterCard and VISA have signed on and are fully integrated in.
5. The company has four patents that cover any invoicing or sale between a computer and computer, a computer and cellphone, and cellphone and a cellphone.

Current price $1.85/share

We all know how strong the fintech sector is, those service fees for every asset transaction are an irresistible lure for many companies and it seems like everyone wants in. Fintech technology is especially strong with a projected CAGR of 20% over the next six years.

I wanted to find a company that operated a fintech platform that was also developing new fintech technology. I looked for a small cap company listed on the NASDAQ, keeping in mind the parameters our members gravitate to, and I came across Apptech. APCX uplisted to the NASDAQ on January 7, 2022, with a $13M capital raise and with the changes happening right now at the company, I expect 2022 to be a breakout year for this company. Currently flying under the radar with near-term potential as well.

APCX has a strong cash position, new blood in their management team, and an appetite for expansion and growth. The bigger players in the fintech sector reflect some lofty market values but I think APCX is just beginning its journey and still offers value for our group.

Luke D’Angelo, CEO of AppTech commented: “we look forward to forming additional partnerships with strong organizations to support integrations of digital banking and business payment acceptances.”

APCX statistics:

Outstanding shares – 16.3M
Float – 7.5M shares
Insider ownership – 33.6%
Market Cap – $30M
YTD high – $3.15/share

At the beginning of this year, the company closed a public offering, in conjunction with a new NASDAQ listing, of 3,614,458 units, each unit consisting of one share of common stock and one warrant to purchase one share of Common Stock, at a public offering price of $4.15 per unit, for aggregate gross proceeds of approximately $13.0 million. The warrants are exercisable at $5.1875/share for five years.

The $13M capital raise, done in conjunction with the company’s NASDAQ uplist, gives APCX the flexibility to develop the IP necessary to compete in the fintech sector as well as develop SaaS technology to promote within the fintech sector. I’m excited about the future for the APCX digital/mobile platform for PaaS and BaaS but I am more excited about the patented IP portfolio they are building (read below) as that may be the aspect of this company that is irresistible to a bigger fish.

At the beginning of this year APCX welcomed Nicholas Nolasco and Scott Carnley as members of the company’s senior technical leadership team. Nicolas will be AppTech’s Chief Architect responsible for setting the technical strategy and direction of AppTech’s fintech platform. Scott will be AppTech’s Director of Engineering, leading the day-to-day management of AppTech’s Engineering team.

Recent developments at APCX:

Last week, the company announced its definitive agreement to purchase Hothand Inc., a patent holding company which owns the intellectual property rights to a wide array of mobile credit/debit transaction and mobile search, location, offer, and payment fields. AppTech will get Hothand’s portfolio of twelve patents focused on the delivery, purchase, or request of any products or services within a specific geolocation and time provided by a consumer from any cell phone anywhere in the United States. Hothand’s family of patents also includes advertising on mobile phones within the application, where the products or services are purchased.

Under the agreement, AppTech will get Hothand’s patent portfolio which includes USPTO 7,693,752; USPTO 8,554,632; USPTO 8,799,102; USPTO 9,436,956; USPTO 10,102,556; USPTO 10,127,592; USPTO 10,600,094; USPTO 10,621,639; USPTO 10,846,726; USPTO 10,846,727; USPTO 10,909,593; USPTO 11,107,140.

Also last week, APCX announced the appointment of Julia Yu as Senior Vice President of Corporate Finance and Accounting. Julia brings to AppTech over 20 years of finance, accounting, compliance, and SEC reporting experience from various publicly traded companies. Ms. Yu is a Certified Public Accountant, Certified Internal Auditor, Chartered Global Management Accountant, and has MBAs from Webster University and Shanghai University of Finance and Economics.

Last month Howard Fish joined the APCX team as the Director of Sales and Business Development. Howard joins AppTech from i3 Verticals where he served as the Director of Integrated Payments. Howard brings over 30+ years of financial services, banking and integrated payments sales, leadership, and management success to the company. He will be charged to build out and lead the structure of AppTech’s platform sales organization and global business development efforts in both mature and emerging markets.

Recent company accomplishments:

Developed key system functions, including CI/CD pipelines, go-forward scalable and secure AWS infrastructure, POC for Text2Pay Invoice System, and POC for Crypto Payments Invoice System.

Researched, identified, and vetted partnership with digital asset platform partners for blockchain and cryptocurrency use cases.

Co-developed end-to-end, automated product and opportunity intake process to streamline, categorize and prioritize new products/features and business development opportunities.

FYE 2021 results announced March 31^st (the APCX 10-K is available here):

4Q21 revenues were $95,136, a 3.0% increase versus 3Q21, driven by larger processing volumes.

Fiscal year 2021 revenues were $353,824, a 7% increase versus Fiscal Year 2020, driven primarily by the addition of new accounts.

Cash balance as of December 31, 2021, was $8,026, however, a public offering closed on January 7, 2022, netting the Company $13.4 million.

APCX shares have been trending over the past month, pushing past their SMA20 of $1.60 and their SMA50 of $1.44/share. I expect the company shares could gain to their YTD high of $3.15/share and beyond.

About AppTech

AppTech Payments Corp. is developing a modular and highly scalable and secure Fintech platform that is set to fuel the future of commerce. Their platform drives B2B, B2C and P2P capabilities in payments as a service (Paas) and Banking as a service (Baas) including crypto currency payments and contactless payment options like text-to-pay, QR, mobile-to-mobile and payments in the metaverse. The APCX platform powers commerce so their clients, including SaaS, e-commerce, technology, retail, financial and consumer brand companies can deliver seamless (commerce) experiences to their customers when, where and how they want to transact.

Based upon industry standards for payment and banking protocols, the company will offer standalone products and fully integrated solutions that deliver innovative, unparalleled payments, banking, and financial services experiences. AppTech’s processing technologies can be taken off-the-shelf or tapped into via their RESTful API to build fully branded and customizable experiences while supporting tokenized, multi-channel, and multi-method transactions.

We will have an updated full report on APCX available soon,

The Traders News Group

Privacy Policy and Disclaimer

Your Consent

By using our site, you consent to our online privacy policy and disclaimer.

Do we disclose any information to outside parties?

We do not sell your information to anyone.

What information do we collect?

We collect information from you when you subscribe to our newsletter or fill out a form on one of our social platforms. This includes your email address and or mobile phone number.

When registering on our site, as appropriate, you may be asked to enter your: e-mail address and or mobile number.

What do we use your information for?

When we collect your email or mobile number it is used for one purpose to send you the information you requested about small cap stocks. Please read our disclaimer carefully before viewing our emails.

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, other than for the express purpose of delivering the information on small cap stocks that you requested.

We send periodic emails

The email address you provide may be used to send you information, the small cap stock reports you requested, respond to inquiries, and/or other requests or questions.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, your email address. We use secure third parties to send email and sms messages to you.

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act.

Online Privacy Policy Policy

This online privacy policy applies to information collected through our website and social media platforms.

Contacting Us

If there are any questions regarding this privacy policy or disclaimer you may contact us using the information below.

Editor@TradersNewsSource.com

Traders News Source is a wholly owned subsidiary of Traders News Source LLC, herein referred to as TNS LLC.

Our reports/releases are a commercial advertisement and are for general information purposes ONLY. We are engaged in the business of marketing and advertising companies for monetary compensation. Never invest in any stock featured on our site or emails unless you can afford to lose your entire investment. The disclaimer is to be read and fully understood before using our services, joining our site or our email/blog list as well as any social networking platforms we may use.

Please Note: TNS LLC and its employees are not a registered investment advisor, Broker Dealer or a member of any association for other research providers in any jurisdiction whatsoever.

Release of Liability: Through use of this website viewing or using you agree to hold TNS LLC, its operators owners and employees harmless and to completely release them from any and all liability due to any and all loss (monetary or otherwise), damage (monetary or otherwise), or injury (monetary or otherwise) that you may incur. The information contained herein is based on sources which we believe to be reliable but is not guaranteed by us as being accurate and does not purport to be a complete statement or summary of the available data. TNS LLC encourages readers and investors to supplement the information in these reports with independent research and other professional advice. All information on featured companies is provided by the companies profiled, or is available from public sources and TNS LLC makes no representations, warranties or guarantees as to the accuracy or completeness of the disclosure by the profiled companies. None of the materials or advertisements herein constitute offers or solicitations to purchase or sell securities of the companies profiled herein and any decision to invest in any such company or other financial decisions should not be made based upon the information provide herein. Instead TNS LLC strongly urges you conduct a complete and independent investigation of the respective companies and consideration of all pertinent risks. Readers are advised to review SEC periodic reports: Forms 10-Q, 10K, Form 8-K, insider reports, Forms 3, 4, 5 Schedule 13D. TNS LLC is compliant with the Can Spam Act of 2003. TNS LLC does not offer such advice or analysis, and TNS LLC further urges you to consult your own independent tax, business, financial and investment advisors. Investing in micro-cap and growth securities is highly speculative and carries an extremely high degree of risk. It is possible that an investors investment may be lost or impaired due to the speculative nature of the companies profiled.

The Private Securities Litigation Reform Act of 1995 provides investors a safe harbor in regard to forward-looking statements. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact may be forward looking statements. Forward looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through use of words such as projects, foresee, expects, will, anticipates, estimates, believes, understands, or that by statements indicating certain actions & quote; may, could, or might occur. Understand there is no guarantee past performance will be indicative of future results.

In preparing this publication, TNS LLC has relied upon information supplied by its customers, publicly available information and press releases which it believes to be reliable; however, such reliability cannot be guaranteed. Investors should not rely on the information contained in this website. Rather, investors should use the information contained in this website as a starting point for doing additional independent research on the featured companies. The owners and operators of this website have been compensated twenty five thousand dollars cash via bank wire by td media llc for this weeks distributed opinions on apcx to last 4-25-22 through 4-26-22. The advertisements in this website are believed to be reliable, however, TNS LLC and its owners, affiliates, subsidiaries, officers, directors, representatives and agents disclaim any liability as to the completeness or accuracy of the information contained in any advertisement and for any omissions of materials facts from such advertisement. TNS LLC is not responsible for any claims made by the companies advertised herein, nor is TNS LLC responsible for any other promotional firm, its program or its structure.

TNS LLC is not affiliated with any exchange, electronic quotation system, the Securities Exchange Commission or FINRA. TNS LLC is not a Broker/Dealer and does not engage in high frequency trading.